A couple weeks ago I heard a stat that still has me thinking. The average cost for a healthy pregnancy and birth in America is between $30,000 and $50,000. I had no idea, and you probably didn’t either. Why? Because I have been fortunate to have health insurance that covered a majority of this cost for both of my kids’ births. Lucky me!
This has stuck with me because we are in the process of trying to raise some funds to help with the $45,000 cost of adding two more kids to our family (this time, via adoption). It’s not easy to raise money, and it’s not fun either. But this statistic has encouraged me.
I have heard and sensed some criticism surrounding the fact that we are in the process of adopting and do not yet have the necessary $45k saved up to pay for the process. Some feel that if we are pursuing adoption we should be able to pay for it on our own, and I get that. I too have struggled with this. But the fact is, none of us can afford to have multiple babies on our own. It’s crazy expensive whether we birth them or adopt them (and the actual cost is not all that different). When we have kids biologically we get to rely on insurance to bear the brunt of our costs (good news!) but when we go the adoption route, we do not have insurance to fall back on.
That’s where fundraising comes in, and that is why I am encouraged. This non-profit that we are working with gets it. They know that adopting kids is a great option for certain families, and they know that most of those families cannot afford to go through the process on their own. They see themselves as being an “insurance” of sorts that can help defray the cost and make adoption a viable option for families like us.
So there you have it. I’m not irresponsible after all, and this adoption is actually not more expensive than the previous births of my biological children. And while I don’t like asking for money, I don’t have to be embarrassed. We are fortunate to have a web of very excited and generous people surrounding us during this time, and they are helping us make this dream a debt-free reality. More good news.
(If you want to check out this non-profit we are working with, you can find them at www.adopttogether.org . They are good people.)
(If you’d like to be part of our adoption “insurance” fund, visit www.adopttogether.org/theludwigs . We would be thankful!)